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Understanding the difference between Global and Local cards · Argentina

Learn when to use each card to get the most out of them.

Updated over 2 weeks ago

🇦🇷 Valid and useful information for users in Argentina.

When creating a DolarApp account you can choose 2 types of cards: Global (white card) or Local (green card). Each one has its unique benefits and purpose. This article helps you understand when and why to use each!

Global card - pay abroad

ICard issued outside of Argentina, which uses primarily your USDc or EURc balance. In case your USDc or EURc balance is insufficient when making a payment, it will automatically convert from other available balances in your account.

The Global card is available in both virtual and physical formats.

  • When to use: When paying abroad (traveling or online shopping). That is, purchases in currencies other than Argentinian pesos (ARS).

  • Why: By primarily using your balance in digital dollars (USDc) or euros (EURc), you get the best exchange rate and avoid the local income tax surcharge (30%) applied to local cards used for foreign currency.

  • When not to use: When paying in Argentina for purchases in Argentinian pesos.

  • Why: It will use your USDc or EURc balance at the exchange rate provided by Mastercard or Visa, which may be less convenient than converting to ARS directly in the app.

Starting from 10th February 2026: Payments you make with the Global Card are also eligible for cashback for Premium members (1% on the first $500 USDc spent each month, 0.5% thereafter)

Local Card - pay in Argentina

A card issued in Argentina that uses primarily your ARS balance. Available in both digital and physical formats.

  • When to use the Local card? When paying in Argentina in Argentinian pesos (ARS).

  • Why should I use it? Payments made abroad with Argentinian cards are subject to taxes, so the resulting exchange rate is not the most convenient.

Payments you make with the Local Card are eligible for cashback for Premium members (1% on the first $500 USDc spent each month, 0.5% thereafter)

How to Request Cards

To request a Local Card (physical or virtual):

  1. Open the app.

  2. Navigate to the Pay tab.

  3. Follow the on-screen instructions to complete your request. You can start using the virtual format instantly by adding it to a compatible digital wallet (Apple Pay or Google Pay).

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