Understanding Your Risk Profile at DolarApp
At DolarApp, we help you understand your risk profile to determine the best investment strategy for you. There are three main risk profiles:
Conservative
Moderate
Aggressive
Here’s what each profile means and how we determine which one is best for you.
How is Your Risk Profile Determined?
Your risk profile is based on your answers to a questionnaire that helps assess key factors such as:
Your financial knowledge and investment experience
Your financial situation (income, savings, and goals)
Your risk tolerance (how comfortable you are with market fluctuations)
The length of time you plan to invest
Based on this information, we calculate your risk tolerance and assign you a profile (Conservative, Moderate, or Aggressive).
What Does Your Risk Profile Mean?
🛡️ Conservative
You prioritize capital protection over higher returns.
You prefer stable, low-risk investments (e.g., bonds or certificates of deposit).
This profile is suited for investors with a shorter investment horizon or lower risk tolerance.
⚖️ Moderate
You are comfortable with some market fluctuations and risk.
You seek balanced growth and aim for returns higher than inflation.
This approach often includes a mix of stocks and fixed-income investments.
Ideal for investors with a medium to long-term investment horizon who want growth and stability.
🚀 Aggressive
You are willing to take high risks for the potential of higher returns.
You focus on growing your capital and are comfortable with market volatility.
This profile is suitable for those with a long investment horizon and a high risk tolerance.
Why Does Your Risk Profile Matter?
Your risk profile helps us recommend investments that fit your financial goals and comfort with risk. Whether you want to preserve or grow your wealth, understanding your profile ensures your investments align with your needs.
We review your profile every two years to ensure it matches your evolving financial situation and goals.