The Earnings Account allows users with an active account to keep part of their balance in digital dollars earning daily interest, in a space separate from their Main Account. You have full liquidity and immediate access to your money whenever you need it.
Key features
Immediate liquidity: You can transfer money from your Earnings Account to your Main Account at any time—instantly and at no cost.
Daily yield: Your balance in the Earnings Account earns interest every day, including weekends and holidays.
Eligible balance
You must have at least $125 in the Earnings Account to start generating returns.
How to start using the Earnings Account in Digital Dollars
To activate your Earnings Account, you must:
Complete identity verification in the app
Sign the required agreements
After activation:
Open the Earn tab
Select Cash Account in USDc
Tap Deposit
Enter the amount and confirm
To withdraw:
Open your Cash Account in USDc
Tap Withdraw
Confirm the transfer to your Main Account in USDc
How is the yield granted?
The daily yield uses the formula:
[(1 + annual rate) ^ (1/365)] – 1
Your DolarApp plan determines the annual rate applied
Interest is calculated daily based on your proportional balance
The yield is paid every afternoon, including weekends and holidays
The returns provided under this instrument constitute a discretionary benefit of the program that will be granted to the user. They do not represent an enforceable right, an investment made in the user’s name that may be exercised, nor a guarantee of future availability.