The Cash Account allows users with an active Brazilian account to keep part of their balance in BRL earning daily yield, in a separate space from their Main Account. You have full liquidity and immediate access to your money whenever you need it.
Key features
Immediate liquidity: You can move money from your Cash Account back to your Main Account at any time - instantly and without any cost.
Daily yield: Your BRL in the Cash Account earns interest every day, including weekends and holidays. Your yield rate depends on your membership tier.
Standard 100% of CDI
Premium 120% of CDI
Applicable balance
You need a minimum of R$25 in the Cash Account for yield to accrue.
You earn daily yield on balances up to R$50,000. Any amount above this limit does not generate yield.
How to start using BRL Cash Account?
To activate your Cash Account, you must:
Complete your identity verification in the app
Sign the required agreements
Once activated:
Open your Save tab
Select BRL Cash Account
Tap "Save"
Enter the amount and confirm
To withdraw:
Open your BRL Cash Account
Tap "Withdraw"
Confirm the transfer back to your BRL Main Account
How is yield granted?
The daily yield uses the formula:
[(1 + annual rate)^(1/365)] – 1Your DolarApp plan determines which annual rate is applied
Interest is calculated every day based on your prorated balance
Yield is paid every afternoon, including weekends and holidays
The yields provided under this instrument constitute a discretionary program benefit that will be granted to you. They do not represent an enforceable right, an investment under the user’s name that can be exercised, or any guarantee of future availability.