The Earnings Account allows users with an active account to keep part of their balance in digital dollars earning daily interest, in a space separate from their Main Account. You have full liquidity and immediate access to your money whenever you need it.
This product is currently available only for users with Mexican accounts.
Key features
Immediate liquidity: You can move money from your Earnings Account back to your Main Account at any time — instantly and without any cost.
Daily yield: Your digital dollars in the Earnings Account earn interest every day, including weekends and holidays.
Standard 2.5%
Premium 4%
Eligible balance:
You must have a minimum of 150 USDc in the Earnings Account to start generating returns.
How to start using your USDc Cash Account?
To activate your Earnings Account, you must:
Complete your identity verification in the app
Sign the required agreements
Once activated:
Open the Save tab
Select Earnings Account in USDc
Tap Add
Enter the amount and confirm
To withdraw:
Open your Earnings Account in USDc
Tap Withdraw
Confirm the transfer back to your Main Account in USDc
How is the yield granted?
The daily yield uses the formula: [(1 + annual rate)^(1/365)] − 1
Your DolarApp plan determines which annual rate is applied
Interest is calculated daily based on your proportional balance
Yield is paid every afternoon, including weekends and holidays
The returns provided under this instrument constitute a discretionary benefit of the program that will be granted to the user. They do not represent an enforceable right, an investment made in the user’s name that may be exercised, nor a guarantee of future availability.